# Introduction

Circles is a decentralized savings platform designed to empower individuals to save collaboratively. By leveraging blockchain technology, Circles provides users with a secure, engaging, and community-driven approach to saving money.

### Overview

Circles allows users to create or join saving circles, enabling them to pool resources, set savings goals, and enjoy the benefits of collective saving. Circles emphasizes transparency and security by storing funds on-chain, eliminating the risks associated with traditional banking systems.

